Examples of Injuries in Partial vs. Total Disability Cases

Did you know there are several different types of disability benefits?

The severity of your injury helps to determine which type of disability benefits you qualify for. 

Read our latest article to understand the main differences between permanent and temporary disabilities, and read below to learn about the different types of categories that fall under permanent and temporary disabilities: 

Temporary Total Disability (TTD)

TTD benefits can be provided when a worker is completely unable to work for a temporary period. The worker receives a portion of their average weekly wage until they can return to work or reach maximum medical improvement.

Examples of the types of injuries that fall under this category are more severe injuries like fractured bones, severe sprains, burns, surgical recovery, and concussions. 

Temporary Partial Disability (TPD)

TPD benefits are for workers who can improve some, but not all, of their job duties while recovering. These benefits help compensate for the difference between the worker’s pre-injury wages and their post-injury earning capacity.

Examples of the types of injuries that fall under this category are less severe but similar to TTD injuries like minor fractures, moderate sprains and strains, carpal tunnel syndrome, and partial soft tissue injuries. 

Permanent Partial Disability (PPD)

PPD benefits are for workers who suffer from a permanent impairment that affects their ability to work, but doesn’t completely prevent them from working. The amount and duration of PPD benefits depends on the severity of the impairment and the impact on the worker’s ability to earn a living.

Examples of the injuries that fall under this category are the loss of fingers and toes, hearing loss, nerve damage, vision impairment, chronic tendonitis, and amputation of a limb. 

Permanent Total Disability (PTD)

PTD benefits are provided when a worker is permanently and completely unable to perform any type of work due to their injury. These benefits often last for the rest of the worker’s life or until they reach retirement age.

Examples of the injuries that fall under this category are severe spinal cord injuries, severe brain injuries, advanced cancers, blindness, severe psychiatric disorders, organ failure, and hearing loss. 

Wondering What Benefits You Qualify for After Your Work Injury? Our Colorado Workers’ Comp Attorneys Are Here for You! 

Figuring out the different types of disability benefits available through workers’ compensation can be challenging, especially when you’re dealing with the aftermath of a work-related injury. 

If you’re unsure about which benefits you qualify for, our Colorado workers’ compensation attorneys are here to guide you so you can receive the appropriate support and compensation that you deserve. 

Contact us today to get started!