Monday, July 15, 2024

Tactics Insurance Companies Use to Deny Workers’ Comp Claims for People with Preexisting Conditions

Are insurance companies not taking your workers’ compensation claim seriously because you have a preexisting condition?

Insurance companies often attempt to deny claims or reduce compensation by arguing that the preexisting condition is responsible for the injury rather than the workplace incident. This can lead to lengthy disputes and legal proceedings to determine the true cause and extent of the injury. 

If you feel like you’re at your wit’s end arguing with insurance companies who put all the blame of your workplace injury on your preexisting conditions, our Colorado Workers’ Compensation Attorneys are ready to help you prepare and counteract them! 

Here are some to be aware of: 

Delay Tactics 

Delaying the claims process is a common tactic. Insurance companies will often drag out the process in hopes that the person filing the claim will become frustrated and give up. 

Delays can include slow responses to communication, repeated requests for documentation, and postponing hearings or examinations. 

Claiming Lack of Evidence 

Insurance companies can also claim lack of evidence by disputing medical reports, or claiming that the documentation that was provided does not prove that the cause of the injury was work-related. 

Lowball Offers 

Insurance companies often offer quick, lowball settlements in hopes that the person filing the claim will accept the offer under financial desperation or frustration with the lengthy claims process. These offers are typically far less than what the person filing the claim is entitled to receive. 

Read our latest article to learn more! 

Our Colorado Workers’ Compensation Attorneys Will Help You Fight Back Against Insurance Company Tactics!

By understanding these tactics that insurance companies use, and partnering with our Colorado workers’ compensation attorneys you can create a strong defense that will help you get the full compensation you’re entitled to. 

If you need support with your case, and live near Denver, Glenwood Springs, or Colorado Springs, or any of their surrounding cities, contact us today. 

We’re ready to help you get your workers’ compensation process started!

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